Start the discovery process, get an idea of what ballpark your loan is in.

Step One - Research. Search and compare mortgage lenders. Once you have found your lender set up an appointment. They can help you figure out what kind of house you can afford. This is a great time to see what type of loan would work best for you.

Step Two - Complete Mortgage Application. Mortgage Applications provide information on your personal financial situation. Sign a release allowing the lender to run a credit check.

Step Three - Pre-Approved. Your information will be confirmed, your Credit report will be checked Subject to appraisal. The loan is approved. Being pre-approved will speed things up for when you find your home.